Featured Articles

Variable Annuities – Do You Really Want To Pay More for Insurance?

It seems the older we get, the faster time flies. I can’t believe it’s almost the end of the year. After being out of the office for more than two weeks, I knew I’d have a bunch of email waiting for me. One email in particular caught my attention. Paul G., (of Queens, NY), who…
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Is Your IRA an I.O.U To The IRS?

Most Americans have made substantial contributions to their 401(k)s, IRAs and other qualified retirement savings plans. The initial tax benefit makes them an attractive proposition. You don’t pay taxes on your contributions and all your gains are tax deferred – but that’s just half the story.

Living Trust or Will?

Sunday I decided not to go to church in the morning as I woke up feeling a bit under the weather. Still feeling like I needed to hear the word of God, I tuned in to see Joel Osteen on television. Pastor Joel always starts his sermons with something funny and this day was no…
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Annuities Have High Surrender Charges And Pay High Commissions Part 1: Surrender Charges

My son walked into my office on Friday, the day before Halloween… and said, Hi dad: Knock-knock! Who’s there? Ice Cream! Ice cream who? Ice cream every time I see a ghost. I haven’t seen any ghost lately, but hearing about financial people who mislead consumers really makes me want to scream! Last week I…
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