Featured Articles

Annuities Have High Surrender Charges And Pay Huge Commissions Part 2: Commissions vs. Fees

In Part 1 of this post, I covered the issue of surrender charges; why they exist, the actual real cost to access your funds and the mutual benefits to you the consumer and the insurance company – in response to the email I received from Eugene J. from Ann Arbor, MI who inquired about annuity…
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Divorce Check List

Yesterday I received a call from an existing client letting me know that she and her husband had decided to get a divorce. I felt sad for their family and was sorry to hear the news.

Unfortunately divorce seems like an all too common event these days, which is probably why the new Reality TV show, “Untying the Knot” which feature a divorce attorney as a mediator for divorcing well-to-do couples has gotten so much media attention.

Long Term Care and Your Retirement – Part II

Most people think that Medicare will pay for their Long-Term Care benefits. Medicare will pay for a select few, but here are the provisions. Medicare pays for only medically necessary skilled nursing facilities or home healthcare.

Long Term Care and Your Retirement – Part I

Last week I had a conversation with one of my client’s Melissa W. (Columbia, SC) on the topic of Long-Term Care and the cost of Long-Term care insurance. Yesterday she emailed me this article entitled: The Retirement Crisis Nobody Talks About: Long-Term Care.